At Chicago Reno, we understand that embarking on a residential renovation project in the greater Chicago area can feel overwhelming. That's why we're here to guide you through one of the most crucial steps in the process: choosing the right contractor. To ensure a smooth and successful renovation journey, here are three essential things you should verify before signing a contract with any contractor.
1. Check Their License
First and foremost, ensure your contractor is licensed to operate in the City of Chicago. A licensed contractor has met the city's requirements for operating a contracting business, which includes carrying the correct type and amount of liability insurance, as well as legally proving their business is authorized to do work in the city. License requirements can change depending on the type and size of your project. This license is your first line of defense, ensuring that the person you're hiring is knowledgeable and adheres to building codes and regulations.
To check Chicago General Contractor licenses with the city of Chicago, follow this link.
2. Confirm They Are Insured
Next, it is critical to confirm that your contractor carries the necessary insurance. In the City of Chicago contractors must carry at least a $1,000,000 general liability insurance. Insurance not only protects the contractor, but also protects you as the homeowner. Mishaps can unfortunately occur during any project, and having the right insurance ensures you are not held financially responsible for things that come up.
To check a contractors insurance, you can ask any reputable contractor for a COI (Certificate Of Insurance). A COI will include the name of the contractor's company (ensure this matches the contract you sign), their insurance carrier, the type of insurance, and the amount of coverage. Ensure that this is valid for the term of your project.
3. Look at Reviews
Finally, the reputation of a contractor can tell you a lot about the quality of work, their reliability, and professionalism. Before making your decision, take time to look at online reviews and when needed, ask for references.
When checking reviews, don't just look at one platform, check all of the main players including Google, Yelp, Thumbtack, Home Advisor and others to get the most wholistic picture possible.
In Conclusion
Choosing the right contractor can make or break your home renovation project. By verifying a contractors license, confirming their insurance, and checking online reviews, you can make an informed decision with confidence.
For more information about Chicago Reno, or to schedule a free estimate please contact us!
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